Can a collection agency put a penalty of 18 years on my credit report without first Waring?
I received a fine in the State of Alaska 18 years ago. Since I moved to California and did not realize I had any fines. The state of Alaska hired a collection agency that put this property on my credit report for 7 years and my credit has dropped by 100 points in one day. I've never been warned by the credit agency in advance.
I can say that im pretty sure the longest period prescription card debt credit in any State is 7 years. I do not know if this applies to a fine though. In addition, if a trial or privilege ruling, they may be renewed and, sometimes, the decision may stick around for several years. Under the FCRA, if a company puts something on your credit report, they must validate it if you send a written request. write them a letter.
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